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Finance

Savings and Debt Payoff Tracker

A combined savings goal and debt payoff tracker for planning balances and progress over time.

Best For

  • Personal finance users
  • Families
  • Coaches
  • Debt payoff plans

Outcomes

  • See progress toward goals
  • Prioritize debts
  • Track payments
  • Keep target dates visible

Features

  • Savings and debt account types
  • Current and target balances
  • Interest and payment fields
  • Priority and status

Getting Started

Use this quick walkthrough when you open the tracker for the first time.

1

Review

Scan the fields below so you know what this tracker captures.

2

Activate

Use the purchase activation code or Etsy order details to unlock this tracker.

3

Launch

Open the tracker app after activation to see the working dashboard.

4

Connect

Connect the Google account where you want your tracker Sheet to live.

5

Create

Create the Sheet and let the tracker add the starting tabs and sample rows.

6

Track

Add your first real record, then use Sync after editing directly in Google Sheets.

Recommended first actions

Create the tracker sheet.
Enter current savings goals and debts.
Set target balances and dates.
Update balances monthly.

Sheet Structure

Each tracker creates an organized Google Sheet with the tabs below. These are the main areas you can use, edit, export, or customize in your own Google account.

Accounts

Savings goals and debt payoff balances.

Account / Goal Type Starting Balance Current Balance Target Balance Interest Rate Monthly Payment Target Date Priority Status Notes

How Customers Use It

Update balances after each statement.
Keep target dates realistic.
Use priority to guide extra payments.
Separate savings from debt for cleaner review.